What is a Credit Card?
The credit card is a smart, easy to handle and convenient card for the happy user who wants to buy first and pay later. The credit card works because the amount is not deducted from the card immediately. However, credit is borrowed from the credit card issuer and the money is taken out later. The credit card is interest-free and the loan extends over a period of up to 45 days.
These are also some of the differences between credit cards and debit cards, since a debit card as opposed to a credit card is linked to your bank account in your bank, the money is deducted from day to day. The credit card, on the other hand, has the advantage of spending a reasonably high amount no matter what your balance shows.
If you are someone who wants to avoid situations where your card is rejected, the credit card is optimal for you. The advantages of a credit card are many with the credit card is that special discounts, travel and luggage insurance and bonus points are often associated with the credit card.
What is Good Credit?
Good Credit is a smart and helpful and slightly newer company founded in 2013. They are independent credit card intermediaries who are independent of credit institutions. Good Credit can help you find exactly the credit card that works best for you. If you are unsure which credit card will best meet your needs, they have created a short little guide to finding the right credit card that you can take here.
When they find the optimal credit card for you, they send your card application to the given bank / credit institution, which then takes over your banking situation. The great thing about Good Credit is that they do not try to sell you a specific credit card but instead try to find the card that best suits your financial situation, your needs and your lifestyle.
What is a shopping card?
The shopping card is an electronic gift card that functions like a regular payment card and is valid for two years from the date of purchase. It can be used both as the perfect gift and as a simple and smart way to keep the entertainment separate from spending. The card gives you access to a wide range of shopping options with everything from new furniture to the home, the latest fashions, to the family’s experiences in the cinema, cafe or zoo.
The card is not personal and can therefore be easily shared as it does not require identification, code or signatures. The good thing about the card is that the amount does not necessarily have to be used at once. The card can easily be divided into several purchases during the two years that the card is valid.
Another benefit of investing in a shopping card is that with a shopping card you can have a purchase account that does not go over your bank. The card can easily be ordered by simply filling in the name (card user), address, e-mail, telephone number and the amount that the card must contain. After that you get your card and you can start shopping quickly and easily. You can order your next shopping card here.
How does Good Lender and the bonus shop work?
Escter is a company that cooperates with thousands of sales companies in Sweden and therefore they can offer a wide range of payment solutions, that is, it is possible to pay anything from small everyday purchases to larger investments. The Good Lender card is therefore the smart solution for those who want a lot of extra benefits, because the card is free of any annual fee, gives you additional travel insurance, runs over a bonus point system and can share your payment of a purchase.
What makes Good Lender extra popular is their bonus program. When you shop with the Good Lender card, you get bonus points for every penny you pay. Therefore, you constantly accumulate points that you can then use in Good Lender’s bonus shop, which you will find here. In Good Lenders Bonus Shop you can choose between sports equipment, kitchen utensils, cinema tickets. In fact, there are both small and large gifts, so you do not have to wait that long before you have accumulated enough bonus points to shop in the bonus store.
Good Finance and how does Good Finance platinum credit card work?
Good Finance is one of the largest and most solid banks in the Nordic region. It is a universal bank with a complete range of services for private and corporate customers. The bank was founded in 1871 and has been operating ever since. Today, the bank is represented in more than 20 financial centers around the world. At the merchant bank, you have the option of choosing a platinum credit card, which is a credit card for those who want more freedom of movement.
Each month you receive an invoice with a list that gives you an overview of all your purchases and payments during that month. From here, there are two options, either you can pay the entire invoice immediately to avoid interest, or you can split your invoice and pay something immediately and then pay interest on the credit you use.
If you are curious about how much you can trade on your platinum credit card, it works so that the amount you can buy is determined by your credit card. This means that every time you buy something, your credit card will be reduced until you receive your monthly invoice. Once it has been paid, your credit on the card will be raised completely again.